:root{
  --bg:#ffffff;
  --surface:#ffffff;
  --text:#0f172a;
  --muted:#475569;
  --border:rgba(15,23,42,.12);
  --border2:rgba(15,23,42,.16);
  --soft:#f6f7fb;
  --primary:#2563eb;
  --shadow:0 10px 30px rgba(15,23,42,.08);
  --radius:18px;
}

/* anchor offset for fixed header */
.anchor{ scroll-margin-top: 90px; }

/* Skip link */
.skip-link{
  position:absolute;
  left:-999px;
  top:12px;
  background:var(--primary);
  color:#fff;
  padding:10px 12px;
  border-radius:12px;
  z-index:99999;
}
.skip-link:focus{ left:12px; }

*{ box-sizing:border-box; margin:0; padding:0; }
html,body{ height:100%; }
body{
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background:var(--soft);
  color:var(--text);
  line-height:1.6;
  padding-top:72px; /* header offset */
}
body.no-scroll{ overflow:hidden; }

a{ color:inherit; text-decoration:none; }
.container{ max-width:1100px; margin:0 auto; padding:0 20px; }
.page{ min-height: calc(100vh - 72px); }

/* NAV */
.nav{
  position:fixed;
  top:0; left:0; right:0;
  z-index:9999;
  background:rgba(255,255,255,.86);
  backdrop-filter: blur(14px);
  border-bottom:1px solid var(--border);
}
.nav-inner{
  height:72px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
}
.logo{
  font-weight:700;
  letter-spacing:-0.2px;
  font-size:18px;
  white-space:nowrap;
}

/* Desktop menu */
.menu{
  display:flex;
  align-items:center;
  gap:18px;
}
.menu a{
  color:var(--muted);
  font-size:14px;
}
.menu a:hover{ color:var(--text); }

/* Buttons */
.btn-primary{
  background:var(--primary);
  color:#fff !important;
  padding:10px 14px;
  border-radius:999px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  font-size:14px;
  box-shadow: 0 10px 24px rgba(37,99,235,.22);
  white-space:nowrap;
}
.btn-primary:hover{ filter:brightness(.96); }

.btn-secondary{
  background:#fff;
  border:1px solid var(--border2);
  color:var(--text);
  padding:10px 14px;
  border-radius:999px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  font-size:14px;
  white-space:nowrap;
}
.btn-secondary:hover{ background:#f9fafb; }

/* Mobile toggle */
.mobile-toggle{
  display:none;
  border:1px solid var(--border2);
  background:#fff;
  border-radius:12px;
  padding:10px 12px;
  cursor:pointer;
  line-height:1;
}

/* Mobile menu (hidden) */
.mobile-menu{ display:none; }
.mobile-menu.open{
  display:block;
  position:fixed;
  top:72px;
  left:0;
  right:0;
  background:#fff;
  border-bottom:1px solid var(--border);
  box-shadow: var(--shadow);
}
.mobile-menu-inner{
  padding:14px 0 18px;
  display:flex;
  flex-direction:column;
  gap:10px;
}
.mobile-menu a{
  padding:12px 10px;
  border-radius:12px;
  color:var(--text);
}
.mobile-menu a:hover{ background:#f3f4f6; }
.btn-primary.full{ width:100%; }

/* HERO */
.hero{
  padding:44px 0 26px;
}
.eyebrow{
  color:var(--muted);
  font-size:13px;
  margin-bottom:10px;
}
.hero-title{
  font-size:48px;
  line-height:1.05;
  letter-spacing:-1.2px;
  max-width:860px;
}
.hero-sub{
  margin-top:16px;
  color:var(--muted);
  max-width:760px;
  font-size:16px;
}
.hero-actions{
  display:flex;
  gap:12px;
  margin-top:22px;
  flex-wrap:wrap;
}
.pill-row{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:18px;
}
.pill{
  background:#fff;
  border:1px solid var(--border);
  border-radius:999px;
  padding:8px 12px;
  font-size:13px;
  color:var(--muted);
}

/* SECTIONS */
.section{ padding:26px 0; }
.section-head{ margin-bottom:14px; }
.section-title{
  font-size:22px;
  letter-spacing:-0.4px;
}
.section-subtitle{
  color:var(--muted);
  margin-top:6px;
  max-width:760px;
  font-size:14px;
}

/* Cards */
.card{
  background:#fff;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:20px;
  box-shadow: var(--shadow);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}
.card:hover{
  transform: translateY(-3px);
  box-shadow: 0 16px 40px rgba(15,23,42,.10);
  border-color: rgba(37,99,235,.25);
}
.card-wide{ padding:22px; }

.grid-3{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:14px;
}

.list{
  margin-top:12px;
  padding-left:18px;
  color:var(--muted);
  line-height:1.8;
}
.muted{ color:var(--muted); }
.tiny{ font-size:12px; }
.justify{ text-align: justify; text-justify: inter-word; }

/* Steps */
.steps{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:14px;
  margin-top:14px;
}
.step-card {
  padding: 18px;
  border-color: rgba(0,0,0,0.08);
}
.step{
  display:flex;
  gap:12px;
  padding:14px;
  border:1px solid var(--border);
  border-radius:16px;
  background:#fff;
}
.step-num{
  width:34px; height:34px;
  border-radius:999px;
  background: rgba(37,99,235,.10);
  color: var(--primary);
  display:flex;
  align-items:center;
  justify-content:center;
  font-weight:700;
}
.step h4{
  font-size:14px;
  margin-bottom:4px;
}
.step p{
  color:var(--muted);
  font-size:13px;
}

/* CTA */
.cta-row{
  display:flex;
  gap:12px;
  margin-top:16px;
  flex-wrap:wrap;
}
.cta-card{
  background:#fff;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:26px;
  text-align:center;
  box-shadow: var(--shadow);
}
.cta-card h2{
  font-size:24px;
  letter-spacing:-0.5px;
}
.cta-card p{ margin-top:8px; margin-bottom:16px; }

/* CONTACT */
.contact-grid{
  display:grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap:14px;
  align-items:start;
}
.form{ margin-top:14px; }
.form label{
  display:block;
  margin:12px 0 6px;
  color:var(--muted);
  font-size:13px;
}
.form input, .form textarea{
  width:100%;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid var(--border2);
  background:#fff;
  color:var(--text);
  outline:none;
}
.form textarea{ min-height:120px; resize:vertical; }
.form input:focus, .form textarea:focus{
  border-color: rgba(37,99,235,.55);
  box-shadow: 0 0 0 4px rgba(37,99,235,.10);
}
.form-btn{
  width:100%;
  border:none;
  cursor:pointer;
  margin-top:14px;
}
.form-status{ margin-top:10px; font-size:13px; color:var(--muted); }

/* Footer */
.footer{
  margin-top:20px;
  border-top:1px solid var(--border);
  background:#fff;
}
.footer .container{
  padding:18px 20px;
  text-align:center;
  color:var(--muted);
  font-size:13px;
}
.disclaimer{
  margin-top:6px;
  font-size:12px;
  opacity:.85;
}

/* Responsive */
@media (max-width: 900px){
  .desktop-menu{ display:none; }
  .mobile-toggle{ display:inline-flex; align-items:center; justify-content:center; }

  .hero-title{ font-size:36px; }
  .grid-3{ grid-template-columns:1fr; }
  .steps{ grid-template-columns:1fr; }
  .contact-grid{ grid-template-columns:1fr; }

  body{ padding-top:72px; }
}

@media (max-width: 480px){
  .container{ padding:0 16px; }
  .hero-title{ font-size:32px; }
}